What You Need to Know About Paying for Addiction Treatment
Cost is among the biggest barriers to addiction treatment, according to the Substance Abuse and Mental Health Services Administration (SAMHSA). And while the idea of paying for addiction treatment can seem daunting, it’s a crucial part of the recovery process. Take your time, do some research and don’t be afraid to ask for help. After all, getting help for your substance use disorder is the most important investment you can make for yourself.
Here are a few things to keep in mind when it comes to paying for addiction treatment:
Inquire about a free assessment. Many rehabs offer free, confidential assessments to help you determine the kind of care that will be best for your recovery. Once you know the level of treatment you need – residential vs. outpatient vs. dual diagnosis treatment, for instance – you can figure out your budget and the necessary resources to help you cover the expenses.
Check your health insurance coverage first. If you have health insurance, you’ll need to figure out what your insurance will (and won’t) pay for when it comes to your treatment. A few questions to ask:
- Will your cover inpatient rehab, outpatient rehab or both?
- How many days of rehab are covered under your insurance plan?
- Which services are covered (detox, medication, group therapy, aftercare, etc.)?
- Do you have any deductibles that need to be met?
- What are your copays?
- Does your plan use provider networks or do you need referrals?
Another option: Reach out to the admissions department of the treatment program you’re considering and ask for their assistance in figuring out your insurance. Often, treatment providers have ways of advocating for patients and easing the stress for their clients.
Ask about financing. Many rehab centers will offer payment plans so you can give the full sum of the cost immediately and pay it off at your pace once you’re doing better and have a steady income. Sliding scale fees may also be offered for those without health insurance. This means that the cost of treatment will be calculated based on your income.
Research private resources. If you choose to turn to private sources to fund the cost of rehab, you might consider the following:
- Loans from family members, partners or close friends
- Employee assistance programs
- Personal assets, such as automobiles, boats or RVs
- Retirement accounts, IRAs or personal savings accounts
Synergy Group Services Free Assessments
Synergy Group Services offers free assessments both in person and over the phone. We perform all of our assessments with the utmost concern for client confidentiality. To schedule your free assessment, call today: 800-267-8070